Flood Zones


	Flood Zones - something everyone in this town is aware of! FEMA sets flood zones based on the elevation of a property from sea level, and rates the zone as to it’s likelihood to flood We’ve put together a list of flood zone designations, below. To find out your flood zone, click here.

Flood Zone	What does it mean?*
A & AE	Zones A and AE are the flood insurance rate zones that corresponds to the 100-year floodplains.Mandatory flood insurance purchase requirements apply.
AH	Zone AH is the flood insurance rate zone that corresponds to the areas of 100-year shallow flooding with a constant water-surface elevation (usually areas of ponding) where average depths are between 1 and 3 feet. Mandatory flood insurance purchase requirements apply.
VE	Zone VE is the flood insurance rate zone that corresponds to the 100-year coastal floodplains that have additional hazards associated with storm waves. Mandatory flood insurance requirements apply.
X	Zone X is the flood insurance rate zone that corresponds to areas outside the 100-year floodplains, areas of 100-year sheet flow flooding where average depths are less than 1 foot, areas of 100-year stream flooding where the contributing drainage area is less than 1 square mile, or areas protected from the 100-year flood by levees.
X - 500	Zone X-500 is the flood insurance rate zone that corresponds to the 500-year floodplains. No Base Flood Elevations (BFEs) or depths are shown within this zone


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